Senior Commercial Credit Analyst

Company: GPAC
Location: Oklahoma City
Posted on: May 4, 2024

Job Description:

Commercial Credit Analyst Qualifications: POSITION SUMMARY: - The Commercial Credit Analyst will support the lenders in underwriting requests for credit extensions to new and existing commercial clients. They will perform detailed financial analysis for all lending opportunities, prepare credit approval and modification requests for presentation to Loan Committee by the lenders, perform annual credit reviews as needed, ensure compliance with the Bank's credit policies and procedures, ensure the timely collection and spreading of interim and annual financial statements provided by clients, and update financial information to maintain current reporting.
Analyzes data (i.e. financial statements, agency reports) on prospective and active borrowing accounts and prepares written reports evaluating the short and long-term prospects of the individual or company.
Makes recommendations to Loan Officers on the granting or denying of loans and prepares sufficient information (i.e. loan submissions) to document recommendations.
Identify and interpret trends in financial data. Interpret key financial ratios (e.g. cash flow to debt service, debt-to-equity, etc.)
Provides thorough documentation of all financial analysis with via spreadsheets and written credit offering memorandums.
Suggests a loan grade after conducting a thorough credit analysis and documentation review.
Must have 5 years experience in a bank as a Credit Analyst.
All qualified applicants will receive consideration without regard to race, age, color, sex (including pregnancy), religion, national origin, disability, sexual orientation, gender identity, marital status, military status, genetic information, or any other status protected by applicable laws or regulations.
GPAC (Growing People and Companies) is an award-winning search firm specializing in placing quality professionals within multiple industries across the United States since 1990.

Keywords: GPAC, Moore , Senior Commercial Credit Analyst, Professions , Oklahoma City, Oklahoma